Kazan citizens are advised to switch to cashless payments

The most popular item for this is a bank card.

(KZN.RU, August 13). Kazan citizens are advised to switch to cashless payment. Cashless payments are a way to pay for goods and services without using cash. The most popular item for this is a bank card, which provides secure access to your account.

The convenience lies in the simplicity of its use. There is no need to carry a heavy wallet and count a change at the cash register; versatility, you can pay by card in cafes, shops, public transport, at ATMs and online. In addition, bank cards make it possible to transfer money over long distances and purchase goods in online stores from any spot in the world. The movement of funds can be tracked in a mobile application and thereby you can plan your budget.

Russian banks issue cards of international payment systems and the national payment system Mir. Specialists can offer several options for bank cards: debit and credit. With a debit card, the holder uses his own money and cannot spend more than he has on the account. With a credit card, you can use the money that the bank provides for a certain time. However, you will have to pay for this service.

In addition to the fact that it is convenient to use the non-cash form of payment, you can also benefit from this. Thanks to bank loyalty programs, you can receive cashback and return part of the money spent on purchases with a card (the money comes in rubles or in bonuses); you can save for the rest, some banks charge interest on the rest of the money on the card and much more.

Using bank cards, holders often come across the question of how to protect it from fraudsters. To do this, you should never disclose card details to anyone: number, name and surname of the holder, expiration date, authentication code (CVV/CVC), PIN code and SMS codes. It is advisable to use ATMs in bank branches, not to transfer the card to strangers, to connect a mobile bank and SMS notifications, and for everyday spending and shopping on the Internet, order a separate card and store a small amount of money on it.

However, if the attackers still got access to the card, you must immediately call the bank, report a fraudulent operation and block the card, request a bank statement and write to the bank about your disagreement with the operation, address the police, reports the Bank of Russia.